NPCI & ON-US Protocols

Automate Collections with E-Mandate

Eliminate the hassle of physical forms. Enable paperless recurring payments via Net Banking or Debit Card authentication in under 2 minutes.

Bank Verification

Authenticated

How E-NACH Works

1
User Authorization

Customer selects bank and authenticates via NetBanking/Debit Card.

2
NPCI Registration

EnachPay securely registers the mandate with NPCI and the destination bank.

3
Auto-Debit Start

Funds are automatically debited on the scheduled date without any intervention.

Compliance & Rules

Max Limit: Up to ₹1 Crore per mandate (Subject to Bank).
T+1 Settlement for successful presentation.
E-Sign integration mandatory for some categories.

Strategic Benefits

Instant Setup
90% Cost Cut
Auto-Retry
Live Analytics